​​Determining the most appropriate level of care for your aging parent or loved one can be a difficult task. With so many care options available – from home care, to assisted living, to nursing or specialized facilities – the eldercare system can be confusing to navigate and may leave you feeling overwhelmed when trying to decide what option is best for your loved one.  This process is often emotionally draining, especially if your parent’s wishes and opinions are not in line with your own. 
 
Fortunately, there are resources available to you and you do not have to make this difficult decision alone. 

​Long-term planning for retirement isn’t an easy task. You have to ask yourself a lot of hard questions, determine your priorities, and take a long, hard look at your finances. It can be a tough process, but here in California you have more options than you might realize - especially when it comes to healthcare.
 
To get started on your long-term care planning, here are five things that you need to know:

​Long-term care is not often a comfortable topic of conversation around the dinner table.  But it should be. According to a national study funded by the SCAN Foundation, which is an independent public charity devoted to transforming care for older adults, Americans consistently and continuously underestimate the “cost and risk of needing long-term care.”